Blog reader and contributor J. Vanne continues to share his knowledge regarding Canada. Thanks J. for taking the time!
 FerFAL
Central Canada:   Ontario
In this article, I continue to look at Canada as a relocation 
possibility. This time, we examine Ontario, known as Upper Canada (as in
 “up” the St. Lawrence River) in olden days. We will not examine “Lower 
Canada” – Quebec – as in my opinion, anyone relocating to Quebec, known 
as La Belle Province (The Beautiful Province), to avoid an economic or 
societal meltdown may as well also look at Greece, Spain or Argentina. 
Yes, Montreal is a fun city, and there are indeed areas, such as the 
eastern townships (for example the area around Sherbrooke, Quebec) that 
are similar to Vermont in terms of agricultural activities. However, 
Quebec has serious issues. Yes, the separatist movement has died down, 
as the “pure laines” (the pure blood French) have aborted themselves 
into oblivion, and immigrants know their collective gooses would be 
cooked in an independent Canada. They are also aware that Quebec, which 
has a population of around 8 million – not all of which are francophones
 – exists in a sea of just under 400 million in North America (if one 
excludes Mexico). Exactly what kind of economic future does one have as a
 unilingual francophone is not question that goes unasked for immigrants
 to Quebec. All of this notwithstanding, Montreal – which was originally
 the hub of business for Canada until the separatists pushed that down 
the 401 highway to Toronto in the 1980s – is making a bit of a comeback 
relative to economic activities today.
There are other issues. Quebec is dyed in the wool socialist. In 
fact, one individual ran for provincial premier a few years ago 
advocating for a 
four day work week (heck, why not advocate for
 a TWO day workweek, as long as one is at it!). The aboriginal peoples 
want nothing to do with the French – and they inhabit around 90% of the 
landmass, including the area up around James Bay and Hudson Bay, which 
are the sites of massive hydroelectric dams that create a goodly amount 
of revenue for the province. And here’s the issue with that: During the 
last serious separatist referendum in the early 1990s (I lived in 
Ottawa, and also just across the border in Quebec during that period), a
 referendum was taken of the aboriginal peoples. The result? 95% (!) 
wanted to stay with English Canada if there was a separation. Would this
 result in violence? The Oka crisis of two decades ago showed the native
 peoples could, in fact, resort to violence. What would happen to 
revenue from electricity transmission to the US, a major source funds 
for Quebec, if the aboriginal people blew up a pylon providing 
electricity to the US? You can bet your bottom dollar that would be a 
social and political nightmare. Meanwhile, If you are anglophone, there 
still is some anti-English sentiment (you will be a “squarehead” or one 
of “the evil English” if you are not French, to some people). There is 
more, but the key issue is that  I will not take the time to review 
Quebec in that it is mostly kneejerk leftist. End of story in my books.
Incidentally, if you really want Gallic culture, have you considered 
St. Pierre and Miquelon? Two small islands off of Newfoundland, they 
are literally part of France. They are 
tiny – but something to keep in the back of your mind, if for no other reason than to win a pink pie in Trivial Pursuit.
Note that I do not have any animosity to Quebeckers. I have many 
Quebecois friends, and some are as conservative as you or me. I have 
lived in Quebec, and was married in Quebec.  But, similar to California,
 you will be in sea of leftists, and that should be a central 
consideration, if, in fact, there is some type of economic meltdown. 
Quebec alternates between being run by the uber left Bloc Quebecois, the
 leftist Liberal party, and now the hyper left NDP party is also making 
inroads. You might be better off in Chavez’s Venezuela – at least the 
gasoline is cheaper.
The above being said, let’s turn to Ontario. As noted in my previous 
articles, the great divide between west and east is that after one 
leaves Winnipeg, Manitoba – which is just off the map on the far left of
 the chart below – there is very little until one reaches the Toronto 
area. Thus, there is a massive, discrete
 physical, geographic
 divide in Canada that the US simply doesn’t have. This is due to the 
Canadian Shield area north of Lake Superior, which does not support much
 of anything other than fishing,  mining and a few polar bears if you 
get far enough north.

A nice smaller city – around 100,000 people – is Thunder Bay, right 
on Lake Superior, and just up the road a few hours from Duluth, MN.  One
 of the economic strengths of Thunder Bay is that Alberta, Saskatchewan 
and Manitoba grain shipments – which aren’t going away anytime soon, no 
matter what the economic situation – all route from the Canadian 
prairies through the massive port facilities in Thunder Bay. A second 
small city Sault Ste Marie, a town to the east of Thunder Bay, with 
20,000 less souls in its census, is also nice, if you like the terrain 
of northern Michigan.  As with the prairie provinces, towns like Thunder
 Bay are 
cold in the winter
– temperatures can easily 
reach below –40 F and more (minus 40 C is approximately the same in 
Fahrenheit, by way of reference).  Two other limitations of these cities
 – and others in Ontario: the choices of the politically correct masses 
in Toronto, which continue to drift leftward, will drive your electoral 
realities in these outlying areas, even if Toronto is a very full day’s 
drive away; the other negative is that you will also find the soil is 
not as rich for farming or gardening here as in the west – although 
hunting and fishing will be superb.
On the plus side, Thunder Bay and Sault Ste. Marie (called “the Soo” 
by locals) feel bigger than their populations, as they are regional 
centres for the surrounding towns. Thunder Bay has a university (see 
Lakehead University’s website at http://www.lakeheadu.ca/,) some 
cultural activities, regularly scheduled jet service, and I have spent 
many years working on projects for the main hospital there, which 
provides good care for patients, given the limits of Canadian socialized
 medicine. Housing prices have not skyrocketed in these areas as they 
have in the Toronto region. This region (particularly the town of 
Sudbury, although I do 
not recommend this as an option) is also
 a centre for metals mining (such as nickel). If your analysis is 
bullish on the mininig sector, you may want to examine this region more.
My suggestions for northern Ontario are three-fold: Thunder Bay, St. 
Joseph Island, outside of Ste. Ste. Marie, or – if one wants to be more 
isolated – Manitoulin Island (which is the world’s largest fresh water 
island) in northern Lake Huron.
I have already alluded to the strengths and weaknesses of Thunder 
Bay, so let’s move on to St. Joseph Island, just over 35 miles outside 
of Ste. Ste Marie (Sugar Island is another, closer option). As noted, 
“the Soo” is a regional centre. Yes, it does get a lot of snow in the 
winter; on the other hand, you are surrounded by the fresh water of Lake
 Superior and Lake Huron. Does your calculus include water shortages in 
the future? This is one place you certainly will 
not have to 
worry about that problem!  As you see in the map below, St. Joseph 
Island is just to the east of the upper peninsula of Michigan. Access by
 any “zombie hordes” – if it comes to that – would have to come cross 
the international border, cross the bridge into the Soo, then drive down
 to St. Joseph Island by crossing another small bridge. Most likely, 
there will be very few of those “Golden Horde” leftists from California 
or “where’s my free phone and food stamps” types from Detroit in your 
locale there, if we do have a zombie apocalypse!
St. Joseph Island is mostly flat, not heavily populated, and 
amenable to growing your own crops – albeit with the shorter growing 
season found in this part of the world. The land is not the 
rich black loess of the prairies, but certainly you will have no problem
 growing most crops here, as long as you aren’t planning for pineapples 
or cotton. You will be in a more rural area, but 
not  isolated by any means.
 
Next at bat: Manitoulin Island. To start with, Manitoulin Island is 
much more remote than St. Joseph Island. The main island website to 
start your research is at 
http://www.manitoulin-island.com/.
 This site will also have land for sale, as well as accommodation links 
if you visit.  The island basically slants from west to east, and some 
sections can be boggy, so be careful if you buy land. As with the rest 
of northern Ontario, Dignam sells quite a few parcels of rural land at 
www.dignam.com,
 including on Manitoulin. As noted earlier, rural land does not have 
“comps,” so valuation can be difficult. My experience  with Dignam has 
been very good, but of course you will need to do your own due 
diligence. Manitoulin has some aboriginal lands, and my own experience 
has been that, as a generalization, often the First Nations people can 
be a bit lax in their property upkeep, to put it nicely. Just something 
to keep in mind if this is an issue for you.  There is only one bridge 
onto the island from the north, and there is a seasonal ferry from 
Tobermory on the Bruce Peninsula, which is to the southeast. Manitoulin 
Island would be an ideal retreat, or second property, for those seeking a
 more remote location if things go 
really “south” (as in, say… Paraguay!)
Moving to the rest of Ontario, 
I will suggest two locations 
for you: a.) The Bruce Peninsula, or b.) some of the towns in eastern 
Ontario along Lake Ontario and the St. Lawrence Seaway. I 
strongly
 recommend against Toronto and environs – and those “environs” reach up 
to a two to three hour drive outside of this megalopolis. The Bruce 
Peninsula – that thumb sticking out in a northwest direction towards 
Manitoulin Island – is basically too far from the teaming Toronto masses
 to cause the usual problems of a megalopolis or its overflow. However, 
once one reaches south of Owen Sound at the base of the thumb, one 
starts to see Toronto spill over. Toronto – by some accounts the world’s
 most multicultural city – is, in my opinion, in yet another of their 
periodic housing booms that always end in tears. See 
http://thepoog.com/?p=3963 for a recent update on the housing bubble. Toronto is also
 not
 crime free, as some Americans like to imagine (there was shooting at a 
mall there the same week of the Aurora, CO. shooting, and a few years 
earlier, and al Qaeda affiliate was training to conduct a major attack 
on the Toronto, which was apprehended just in time). In a soft or hard 
downturn, Toronto would not be a place to be. Yet, from the Bruce 
Peninsula, one is a little over three hours from the city, so shopping, 
theatre, sports – all are accessible. If you do explore this area, the 
western coast of Bruce Peninsula is shallower and the lake is often 
spoiled by waterfowl droppings. The land is also more “scrubby” in terms
 of its rockiness and its vegetation. In contrast, the eastern shore on 
Georgian Bay is much more scenic, and has much deeper water, which is 
cleaner and a more pure blue. Sailing is very big on Georgian Bay, 
attracting Toronto wealth, and as sailing tends to done more often by 
the relatively wealthy, this attraction of the well-to-do may create 
some opportunity for the entrepreneur.  There is also some land that is 
farmable in the area.  The Bruce Peninsula is part of the Niagara 
Escarpment that starts around Niagara Falls, goes through Manitoulin 
Island, and continues on to the UP of Michigan and into Wisconsin. A 
certain percentage of the population is seasonal, so that may be a 
consideration in your analysis. My suggestion to start looking would be 
the town of Lion’s Head, ON. You can get a feel for the town by starting
 the town’s website of http://www.thebrucepeninsula.com/lionshead/. 
Population reaches up to 5,000 in the summer. Alternatively, Tobermory –
 shown with the marker below – is further out. The land is not 
exceptionally rich, but gardening is certainly possible. The Bruce 
Peninsula website is at 
http://www.brucepeninsula.org/
Thunder Bay, Ste. Ste. Marie, Manitoulin Island and the Bruce 
Peninsula are all on a different – and colder – weather track than 
Toronto. Temperatures will be slightly warmer as one moves west to east 
from Thunder Bay, but not by much.
Politically, Ontario is currently run by the left leaning Liberal 
party out of Queen’s Park, Toronto. This socialist tendency is somewhat 
kept in check by the fact that the left knows it cannot bite the 
business hand that feeds it, or they will cut off their money supply. 
There is an on-going battle between conservatives and Bay Street (the 
equivalent of Wall Street in the US), and the free lunch/big government 
types. Unfortunately, as 
www.thepoog.com points out, Ontario is now deeply in the financial hole. Some links for your consideration on the issue of Ontario’s solvency:
Ontario is Not California (it’s 
worse) http://thepoog.com/?p=3963
Ontario, You are in Really Deep Trouble, 
 http://thepoog.com/?p=2050
Or the tongue-in-cheek The Bright Future of Solar Energy and Green Jobs in Ontario at
http://thepoog.com/?p=1820
Finally, let’s move to eastern Ontario, where I will present several 
mid-size cities for your consideration: Kingston, Belleville, and 
several towns an 30 to 60 minutes east of Ottawa, the nation’s capitol.
Kingston – yet another town I have lived and worked in – is the 
former capitol of Canada, and home of the prestigious Queen’s 
University. Located where Lake Ontario empties into the St. Lawrence 
Seaway, halfway between Toronto and Montreal, this town of about 150,000
 has many of the advantages of a larger city, with few of the drawbacks.
 The city website is at 
http://www.cityofkingston.ca/index.asp.
 Extensive medical facilities, one of the premier universities in 
Canada, and a two hour drivfe from Ottawa make this city somewhat 
resilient in a more mild downturn. In a zombie apocalypse scenario, the 
land is reasonably fertile, the weather track is milder than the Thunder
 Bay/Ste. Ste Marie/Bruce Peninsula areas noted above, and there is 
quite a bit of land available outside of the city. Neither Kingston or, 
Belleville  get the snow that Ottawa does, and if you are familiar with 
the snow that Buffalo gets, these cities are 
not on the same lake effect weather track.
West of Kingston down the 401 highway – the main artery from Montreal
 to Toronto to Detroit – is Belleville. And yes, I have family there, 
too. (It only 
seems like I have lived everywhere in Canada!) 
Belleville is still has some spillover from Toronto, but at this point 
it is at the far reaches of that urban sprawl. Prince Edward County, 
south across the bridge from Belleville, has access to the town of 
Belleville, population 50,000, and is highly recommended. Conducting 
business in Toronto from Belleville/Prince Edward County is do-able, but
 not with a daily commute. Prince Edward County is more rural, sedate 
and the weather is moderated by the lake. In a moderate economic 
meltdown, one has access – as noted – to Toronto to conduct business; in
 a more serious societal breakdown, the mere 200 kilometers from the 
downtown core of Toronto could leave one exposed to urban spillover. 
Websites for Prince Edward County are 
http://prince-edward-county.com/ and  
http://gocanada.about.com/od/ontario/tp/prince_edward_county.htm
The final towns to consider in Ontario are some of the “exurbs” of 
Ottawa. Ottawa has historically weathered downturns in that, being the 
nation’s capital, it was not susceptible to the business cycle, or the 
resource downturns the west experienced. Yes, government could suffer in
 a retrenchment phase, but the cadre of government workers are generally
 fairly well protected. As noted earlier, Canada cleaned up its 
financial house over a decade ago (at least relative to other western 
countries), so in a mild downturn, the city could perhaps be somewhat 
resilient. In fact, the 2008 bust left the city relatively unscathed 
(emphasis on the word “relatively!”). Ottawa is on a different weather 
track from Belleville and Kingston, and it is colder and more snowy. On 
the other hand, as the nation’s capital, it has all the advantages of a 
large city – theater, cultural attractions, and the like – without the 
crime, pollution or traffic. Winter is not unbearable, either, with Mont
 Treblant and its world class downhill skiing only two hours away, some 
of the best cross-county skiing in the world just across the river in 
the Gatineau Hills, and the world’s largest winter carnival, Winterlude,
 occurring in mid-winter. The city is bisected by the Rideau Canal, 
which doubles as the world’s longest skating rink (yes, in fact I 
have
 seen people ice skating to work with their brief cases). A full winter –
 as opposed to ones found in many US cities, such as Chicago, where it 
snows, then melts, then leaves frozen crusts of dirty brown snow banks 
and exposed with dead grass, then gets cold again  – can be enjoyable 
for many.
As a metro area of around one million – including the population 
across the river in Quebec – Ottawa is not small; however, it is not a 
megalopolis either.  The eastern side of the city 
tends to be 
more French, and the western side more English. There is also a 
moderately sized high tech corridor in the western Ottawa suburb of 
Kanata. Part of the metro Ottawa area is immediately across a few short 
bridges in Gatineau, Quebec.
In a more serious societal meltdown, Ottawa would have issues
 in that it is cold, and the population base is large enough to create 
problems. As well, if government employment “went south,” the city would
 be hit, and hit badly. However, it appears, as of 2012, Canada – while 
definitely not trouble free – is not in the league of Greece, Spain, 
Portugal or Ireland, either. 
For towns to consider in eastern Ontario outside of Ottawa, I am going to suggest the smaller towns of historic Perth (
http://www.beautifulperth.com/ ), population 6,000,  50 miles southwest of Ottawa, Kemptville (
http://en.wikipedia.org/wiki/Kemptville ), population 3,500, 55 km south of Ottawa and a couple kilometers off the Rideau River (yes, I 
am indeed trying to wean you into kilometer usage!) and Carleton Place (
http://www.carletonplace.com/carleton_place
 ) population 10,000, 30 miles southwest of Ottawa). All except Perth 
are easily accessible via four lane highway to the city core, but far 
enough outside of the city to provide privacy, more moderate housing 
prices, and land that is cultivatable. There are a number of other small
 towns around Kemptville that also may well be worth exploring (e.g., 
Burritt’s Rapids, on the Rideau River). Within the city, Ottawa has an 
international airport, and Montreal is two hours away from the downtown.
 You will not want for cultural or natural attractions in the Ottawa 
area. As part of the National Capitol Region is in Quebec, a short 
bridge span across the Ottawa River, you will have a good amount of 
French influence, but without the historical French grievances against 
the English that used to be evident in Montreal (and even this is much 
more muted now, though not non-existent). In the past, my comment was 
always that in Ottawa, the French populace were bilingual; in Montreal, 
they 
could speak English, but 
wouldn’t; and in Quebec City they simply 
can’t
 (speak English) -  Quebec City is only 5% anglophone. Assuming you are 
and English speaker (anglophone), the west and south of Ottawa tends to 
be more English, and the east side has more French, although this far 
from an ironclad rule.
Before we close this article, I am going to add one additional area of consideration in Ontario – 
the region halfway between Detroit and Toronto. Land here is 
exceptionally
 fertile, the latitude is actually the same as northern California, and 
one is far enough away from Toronto to not have any spillover effect 
from the big bad GTA (Greater Toronto Area). Specifically, I am going to
 recommend the 
town of Blenheim, located at (A) below (city website at 
http://blenheimontario.com/
 ). Winters are moderate, and soil is exceptionally rich, the land is 
well watered, and population density is very low. As there is only the 
Ambassador Bridge and the tunnel into Canada from Detroit, there is 
no
 urban Detroit spillover even immediately across the river in the town 
of Windsor, Ontario. Even in a “zombie apocalypse” scenario, there would
 probably be little to no migration across the Canadian border, and 
almost nothing an hour east on the two lane roads leading to this town. 
There are many small towns in this area, but I would not suggest too 
much farther east, because as you progress that direction, more and more
 outflow from Toronto will be noticed.
This ends the summary for Ontario. Again, as noted throughout my 
articles, my goal is to provide options for people as they prepare for 
either a soft or hard (perhaps even apocalyptic) downturn in any number 
of scenarios, while not ignoring the fact that, as John Maynard Keynes 
once noted (and no, I don’t like Keynes either!), “The market (or in 
this case, our prepper prognostications) can stay irrational longer than
 you can stay solvent.” Similar to today, on the one hand there are many
 stories of people who sold everything and moved to the desert in 
preparation for Y2K, but that was not the hard coda to the music many 
expected (personally, I did prep for Y2K, and have absolutely no regrets
 about doing so. As a matter of fact, there 
were a number of things that 
did
 happen; as well, there was a massive amount of remediation that changed
 tipped the balance – and of course, the embedded chips did not go out, 
another major factor). On the other hand, there were many Jews who 
thought that Germany would never get worse than it was in 1937, and 
remained asleep – and by the time they woke up shortly after that, it 
was too late to flee. Where are we in this continuum of possible 
outcomes? I don’t know – only the Lord does. However, it is this same 
Lord that has told us in Proverbs 27:12 – ”
The prudent see danger and take refuge, but the simple keep going and suffer for it.”
If you see danger, I hope some of the detail provided here helps you, or some of your friends.
Next up: Canada’s Maritime provinces